Life insurance companies

Top life insurance companies compared

Life insurance companies in Australia offer competitive premiums and benefits to suit people in a number of life stages.

There is no one 'best life insurance company', if this were the case we'd all have the same life insurance policy!

There are, however, life insurance companies who may offer better rates or coverage for people of a certain age, with a pre-existing condition, or with higher-risk occupations or past-times.

This is where the help of a personal insurance adviser like xLife can help. We know which insurers offer better coverage and premiums for specific situations. Every person is different, so it makes sense that each policy should be compared to meet your particular needs.

Here at xLife, we compare Australia's top life insurance companies & policies free of charge. This means that you have the benefit of having the best policy to suit your needs, without the additional cost of getting financial advice on which insurer to go with.

The top life insurance companies we compare include:

• AIA (AIG)
• AMP
• Asteron
• Aviva
• AXA
• BT
• CommInsure
• OnePath (ING)
• Macquarie
• MLC
• MetLife
• TAL (Tower)
• Zurich

Life insurance company ratings

There are a number of top rated life insurance companies in Australia, offering competitive premiums and benefits.

Ratings are given by an independent entity such as Standard & Poor's. All the insurers we deal with are highly rated. While a rating from an independent source does not tell you how good a policy is, it does however help you gauge the insurers credit worthiness.

The best life insurance company in Australia

It's not easy trying to find the best life insurance company with no help. You may be considering an insurer who promises 'no medicals' life insurance, or an insurer with a very short application form. But be warned, these insurers typically have much higher premiums compared to the life companies we deal with. The direct life insurance policies from these other insurers aren't as tailored, and as a result their premiums are typically much higher to cover a wider range of risks.

On the other hand, a tailored life insurance policy may ask more questions, but can typically result in a much lower premium. Over the years, this option can save you thousands of dollars. Why not compare the difference with xLife today?

Exclusive Offer! Call xLife on 1300 135 205 today and
save up to 20% on your first year's life insurance premium.

August 2011